Underwriting

Offer & do-not-exceed calculator

The same deterministic engine that scores the board. Change any input and the number moves — nothing is hidden. Leave a field blank to see how the engine treats unknowns.

Conservative value ($)

Stabilized value ($)

Foreclosure / lien type

Plaintiff max / opening ($)

Rehab estimate ($)

Acquisition costs (%)

Asset signal 0–100

Alpha signal 0–100

Operating 0–100

Risk 0–100

RealtyFund fit 0–100

Recommendation

DILIGENCE

Do-not-exceed bid

$448,333

Gross spread

$420,000

All-in basis

$630,000

Basis ratio

0.60 (pass)

Potential spread

$720,000

Plaintiff protection

0.56

Opportunity

Asset80

Alpha70

Operating70

Risk (low is good)40

RealtyFund fit80

First-mortgage position	PASS	First-mortgage foreclosure confirmed.
Plaintiff protection ≤ 0.65	PASS	Protection ratio 0.56 within max 0.65 (preferred).
Gross spread ≥ $125K	PASS	Gross spread $420,000 meets minimum.
Basis ratio ≤ 0.60	PASS	Basis ratio 0.60 within max 0.6 (pass).
Title / lien established	PASS	Lien position provided.

Deterministic · model pb-scoring-1.0.0. Same inputs always produce this exact result.