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ocean · Marathon, Monroe County, FL

12400 Overseas Hwy, Marathon, FL 33050 (oceanfront villa)

discoveredevidence: low
screen
model pb-score-v1

True oceanfront (private elevator, 3/3) below $1.25M in Marathon is nearly nonexistent; if the distress flag and cut verify, this is premium water hidden by messy marketing/data in a weekly-rental-legal city.

Asking price
$1,175,000
Suggested offer
$999,000
Do-not-exceed
$1,081,000
Renovation range

Visible scores — no black box

Asset — quality & scarcity85
Alpha — why the market is wrong74
Operating — durable use / income75
Risk — threats to capital (low is good)75
RealtyFund fit70
Composite69

Thesis

Named catalyst

Distress-flagged with a large recorded price drop (listing data shows an implausible drop figure — data error, but a major cut is indicated); oceanfront under $1.25M vs $965K county median for ALL product

Revenue strategy

Weekly STR

Primary risks

  • price-drop data corrupted — full history and title must be verified
  • likely condo/villa regime: post-Surfside assessment exposure
  • oceanfront wind/flood insurance compresses cap rate

Evidence room

SourceKindRetrievedLink
Homes.com Marathon foreclosureslisting2026-08-01open →

Next action

Qualified opportunities advance to RealtyFund diligence. Rehab routes to HomeManager / Handyman / ServiceEscrow; stabilized operations route to PropertyManagement.